Home Loan के लिए आवश्यक Documents
Documents lender, applicant profile और property type के अनुसार अलग-अलग हो सकते हैं।
Identity & Address Proof
- PAN Card
- Aadhaar / अन्य valid ID
- Address proof
- Passport-size photographs
Salaried Applicant
- Salary slips
- Bank statements
- Form 16 / ITR, जहाँ applicable हो
- Employment-related documents
Self-Employed Applicant
- ITR
- Business / financial documents
- Bank statements
- GST-related documents, जहाँ applicable हो
- Business registration documents, जहाँ applicable हों
Property Documents
Property के अनुसार documents में शामिल हो सकते हैं:
- Sale Agreement / Agreement to Sell
- Sale Deed / Title documents
- Previous title documents
- Approved building plan
- Property tax receipts
- Encumbrance-related documents
- Completion / occupancy-related documents, जहाँ applicable हों
- Society / builder documents, जहाँ relevant हों
- अन्य documents as required by lender
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